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🤖 Using AI to pick stocks
best tools for the job
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A.I., Crypto & Tech Stocks
How AI is Transforming Stock Picking and Portfolio Management
For investors, AI is becoming an increasingly popular tool to streamline stock selection and portfolio management. AI simplifies the stock-picking process, allowing users to find investments tailored to their preferences using simple search prompts like "best dividend income stocks" or "best growth stocks."
AI tools such as OpenAI’s ChatGPT can provide stock recommendations within seconds, detailing the potential of each company. Similarly, Alphabet Inc.’s Gemini language model offers stock suggestions based on similar queries.
These AI tools can cut down on research time and provide a range of investment options, making them especially attractive to those new to the market. Currently, more than half of Americans are utilizing AI in some form, and that number is expected to rise as the technology advances.
AI in Stock Picking: Is It the Right Strategy?
The rise of AI in investing has led many to question whether it’s better to use AI for stock picking or rely on traditional methods, such as mutual funds or exchange-traded funds (ETFs), where professional managers handle stock selections. While AI tools provide quick results, the question remains: does it consistently deliver superior returns?
AI tools offer one significant advantage: objectivity. Blaine Thiederman, a certified financial planner and founder of Progress Wealth Management, notes that AI is not swayed by human emotions such as fear or greed, allowing for more objective decision-making. This impartiality can help avoid emotional trading decisions that often lead to poor investment outcomes.
But there are additional factors to consider when evaluating an AI tool for stock picking:
Versatility: The best AI tools allow users to ask detailed questions, leading to more refined investment options.
Trading signals: Certain AI tools offer real-time signals based on technical indicators. While tools like ChatGPT and Gemini provide stock recommendations, they don’t offer live trading signals. For traders looking for actionable insights, other AI tools might be more effective.
Data availability: High-quality AI tools offer in-depth data such as stock volume and moving averages, allowing investors to make more informed decisions.
Stock scoring: Some AI tools score stocks based on their algorithms, providing a quick assessment of each stock’s potential. It’s important to understand the methodology behind these scores to interpret them effectively.
Top AI Stock-Picking Tools
While general AI tools like ChatGPT and Gemini provide stock ideas, there are AI platforms specifically designed for stock investors. Below are some top AI tools that can help investors make money:
Magnifi connects with your brokerage account, allowing its AI assistant to analyze your portfolio. You can ask the AI questions about your holdings and receive tailored recommendations. For example, you can inquire if your mutual funds have high fees, and Magnifi will offer lower-fee alternatives.
The tool also evaluates your exposure to individual stocks, even those held indirectly through ETFs and mutual funds. Magnifi adjusts its recommendations based on your risk tolerance and offers commission-free trades, maximizing your earnings by cutting down costs.
This tool doesn’t only suggest stocks but can make trading a whole lot easier by answering all questions related to it.
TrendSpider focuses on technical analysis and provides AI-driven tools for real-time scanning, idea generation, and back-testing. You can search for investment opportunities based on chart patterns, news, and analyst actions.
TrendSpider’s heat maps consolidate technical and fundamental data, making it easier to identify key trends. The platform also allows you to automate trades through trading bots, saving time and ensuring your strategy is executed without manual intervention.
Some basic options are available for free but you will need to upgrade to fully enjoy the platform. You can choose to pay monthly or save money with a yearly plan.
Streetbeat provides AI-assisted portfolio creation with an added benefit: a tuition program that offers up to 25% off college fees. This program is ideal for those saving for education costs, as it rewards points based on assets under management, which can be used toward tuition at participating universities.
For seasoned investors, Streetbeat also offers stock picks by sector and provides tools for portfolio customization, rebalancing, and back-testing. These features allow users to optimize their portfolios and generate higher returns over time.
Streetbeat has no minimum investment requirement, but it does charge a monthly fee of $9. Alternatively, users can opt for an annual subscription at $69, which works out to $5.75 per month. New users can also explore the platform with a seven-day free trial.
Ainvest offers a variety of AI-powered stock screeners and allows users to apply additional parameters for detailed analysis.
Its chatbot, Aime, acts as an AI advisor that provides critical insights into stocks, including fundamental and technical indicators. Aime helps users make informed trades by analyzing news and stock trends. Additionally, Aime integrates with brokerage accounts like Fidelity and Robinhood, offering consistent advice across platforms.
We think it is one of the easiest tools to use and can be a great pick for new traders.
For crypto investors, Cryptohopper offers an AI-powered trading bot that operates 24/7.
It removes the emotional aspect of trading, ensuring that you stick to your strategy.
Cryptohopper provides a range of features, including stop-loss orders, dollar-cost averaging, and customizable trading strategies. You can also copy successful traders’ strategies to maximize your returns.
With over 750,000 accounts created, Cryptohopper is a well-established platform for both novice and seasoned crypto traders.
The basic version is free with limited features but you will have to pay a fee to get access to all features such as trading signals and portfolio bots.
Conclusion
AI is revolutionizing how investors manage their portfolios, from stock picking to automated trading. With AI’s ability to provide quick and objective recommendations, it’s becoming a go-to tool for those looking to maximize returns. However, like any investment strategy, AI tools are not foolproof and should be used alongside traditional research and sound financial principles. Whether you're using AI to pick stocks or to optimize your crypto trades, the key is to leverage these tools as part of a well-rounded investment strategy.
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Nothing in this newsletter is financial advice. Always do your own research and think for yourself.